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Lincoln Land Community College
Direct Student Loans

Direct Student Loans


Student loans can be useful in funding your education, but use them wisely.  You should be aware of the responsibility that comes with borrowing money to finance your education.

It is important to utilize student loans to pay only the cost of your education and to borrow prudently.  The Unsubsidized Direct Loans you take out at LLCC will accrue interest.  Six months after graduation or dropping below six credit hours as a student will result in the repayment of your loans.  Take your investment in college seriously.  If you do not follow your repayment schedule, you may end up being in default on your loans.  This can hurt your credit rating and prohibit you from receiving future financial aid.

LLCC participates in the Direct Loan program which provides low interest loans which are guaranteed and funded by the U.S. government.  All loan paperwork is transacted through the Financial Aid Office. 

Steps to apply for a Direct Loan at Lincoln Land Community College:

  1. Complete the Free Application for Federal Student Aid (FAFSA)
  2. Complete the Loan Request
  3. Complete on-line Entrance Counseling
  4. Complete the Master Promissory Note(MPN)


Lincoln Land Community College