Borrowers must repay student loans. The median loan indebtedness of students attending Lincoln Land Community College is $11,096.00. The median monthly payment for the indebtedness is $105.50. Remember to include your loan payment as a fixed monthly expense when developing your budget.

In order to help manage student debts and successfully repay loans, students should:

• Open and read any mail you receive regarding your student loans.
• Keep accurate records.
• Stay current with payments.
• Write your loan account number on all correspondence and all checks.

Before you get your Direct Student Loan, you are required by federal regulations to complete an entrance counseling session. It shows you how to manage your student loans, both during and after college.

Before you start, gather the following information:

• Your social security number
• Your driver's license number
• Name, address and phone number of your closest relatives
• Name, address and phone number of two references at different addresses
• Your FSA ID (the same username and password you used to complete your FAFSA)