LLCC is a part of the HealthLink network of doctors and hospitals. We offer two plan options.
Open Access Plan-PPO (OAP)
- Employee only: $53.74
- Employee plus spouse: $454.72
- Employee plus child(ren): $411.72
- Employee plus family: $695.52
High Deductible Health Plan-PPO with HSA (HDHP)*
- Employee only: $36.60
- Employee plus spouse: $330.02
- Employee plus child(ren): $298.84
- Employee plus family: $524.60
*The HDHP plan includes an annual HSA contribution from LLCC. See Health Savings Account below for more information.
Dental insurance
LLCC is part of the SunLife Financial network of dentists.
- Employee only: $0
- Employee plus spouse: $50.84
- Employee plus child(ren): $60.68
- Employee plus family: $122.98
Vision insurance
Vision insurance is offered to LLCC employees by VSP.
- Employee only: $7.34
- Employee plus spouse: $14.70
- Employee plus child(ren): $16.16
- Employee plus family: $23.52
Life insurance
LLCC will provide an employee a term-life insurance policy, which includes accidental death and dismemberment coverage. Each employee will receive the lesser of two times their annual base salary or $200,000. Employees do not have to pay a monthly premium.
Voluntary life insurance
Supplemental term-life insurance, including accidental death and dismemberment coverage, is available for employees at the employees’ expense.
Dependent life insurance
Supplemental term-life insurance, including accidental death and dismemberment coverage, for an employee’s spouse and/or dependent children (within age guidelines) is available for purchase.
Critical illness and cancer insurance
Employees can purchase this coverage for themselves and their family. This benefit helps protect employees and their families from financial loss by providing lump-sum benefits upon diagnosis of a covered critical illness, including cancer.
Accident insurance
Employees can purchase this coverage for themselves and their family. While health plans may cover direct costs associated with an accident, you can use this accident benefit to help cover related expenses like lost income, child care, deductibles and copays.
Long-Term disability insurance
Employees may elect to pay for long-term disability insurance which could potentially pay up to 65% of their base monthly salary. In the event you become disabled from a non-work-related injury or sickness, disability income benefits may partially replace lost income.
Hospital indemnity insurance
This plan offers hospitalization benefits for you, your spouse and/or your child(ren). When you face a hospital stay, you can receive a benefit to help pay unexpected expenses not covered by your health plan.